When a girl see's you as a creep or a loser, you are done with her. Our situation here assumes she's congruence testing you. This is a situation where you don't want to appear reactive.
The girl might be saying your a loser while laughing, or she might even be all up in your grill. Disregard her, act cool and you will get her hooked.
Here are some replies to get your creative juices going.
Girl: Your a Loser PUA: Oh really... that never crossed my mind. Anyways ...
Girl: Your a Loser
PUA: Take it Easy on me tonight
Girl: Your a Loser
PUA: Yo so listen to this... *go into next thread*
Girl: Your a Loser
PUA: Wowww what a bully! Look at those pipes holy shit here's my lunch money. (SMILE)
Girl: Your a Loser
PUA: Loser say youaloser, OH burn you're the loser
Girl: Your a Loser
PUA: Ohhh name calling, well you are a deuche (then smile at end don't be serious!)
Girl: Your a Loser
PUA: I know you are but what am I (in a bratty kids way)
Girl: Your a Loser
PUA: I pitty the girl who calls me a loser (go off into an Ice T impression)
TONALITY is important here. Come off nonreactive and playful.
Avoid These
Girl: Your a Loser
Chode: *gets mad*
Girl: Your a Loser
Chode: *Tries to come up with something really clever to burn her and by time he does the reply is awkward*
Girl: Your a Loser
Chode: No Your the Loser
Girl: Your a Loser
Chode: TAKE IT BACK
Girl: Your a Loser
Chode: *tries to explain why hes not a loser*
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, on 02-04-2009 00:11 GIRL: Why you such a loser? GuY: Cause im sick of winning